Frequently Asked Questions

Credit repair timelines vary depending on your unique situation. Typically, you can start seeing results within 30-60 days, with more significant improvements within 3-6 months. We're committed to getting you results as quickly as possible while following all legal guidelines and proven credit repair strategies.

Courses ($25-$100): These are educational programs where you learn credit repair strategies and do the work yourself. Perfect if you're on a budget and want to learn the process.

Done-For-You Packages ($350-$1,000): We handle everything for you—from analyzing your credit report to filing disputes and negotiating with creditors. You sit back while we do the heavy lifting.

Yes! We accept Cash App, Zelle, and Apple Pay upon request. Just let us know your preferred payment method when you contact us, and we'll make it easy for you.

While we can't make guarantees (no one legally can), we've helped hundreds of clients improve their credit scores with proven strategies. Results vary based on individual credit profiles, but we work tirelessly to provide funding readiness guidance and maximize your improvement potential.

The Hard Inquiry Removal course ($25) teaches you inquiry dispute techniques, includes letter templates, and provides step-by-step guidance on how to remove hard inquiries from your credit report. It's perfect for beginners looking to tackle this specific issue.

The Premium Package ($1,000) is our most comprehensive offering. You get everything from the Professional Package plus a dedicated credit specialist, aggressive dispute approach, fast response support, and satisfaction-focused support. It's perfect for those who want the ultimate credit transformation experience.

Getting started is easy! Simply fill out our contact form on the homepage, DM us on Instagram (@FTBXANO or @XANOCREDIT), or email us at [email protected]. Let us know which course or package you're interested in, and we'll guide you through the next steps.

That's exactly who we help! Whether you have late payments, collections, charge-offs, or even bankruptcies, we've seen it all and helped thousands overcome these challenges. Bad credit is just a starting point—we'll work with you to create a path forward.